Navigating aged care decisions is rarely straightforward. Whether you’re planning for your own future or supporting a loved one, having a plan in place for aged care, helps to ensure your money is structured to protect your lifestyle, maximise government entitlements and reduce stress at a difficult time.
Why planning ahead for aged care matters:
- Complex payment structures – Aged care costs include accommodation, care fees, means-tested contributions and optional extras.
- Government entitlements – Age Pension and aged care subsidies are determined by income and assets. Early planning improves eligibility and can help to reduce costs.
- Peace of mind – Financial clarity gives you the opportunity to make informed decisions about care without unnecessary pressure.
- Estate impact – Aged care payments can affect bequests and inter-generational wealth transfer.
How we can help
The aged care sector can be challenging, at Strategic Advice Pty Ltd , we aim to help you safely navigate aged care, making it easier for you and your family.
Related Insights
New aged care act: what you need to know
Sweeping reforms to aged care are set to begin on 1 November to help improve the quality, transparency and flexibility…